BOC Hong Kong (Holdings) Ltd. operates as a bank holding company for Bank of China (Hong Kong) Ltd., which provides banking and related financial services. The company operates through the following segments: Personal Banking, Corporate Banking, Treasury and Insurance. The Personal Banking and Corporate Banking segments provide general banking services, including various deposit products, overdrafts, loans, credit cards, trade related products and other credit facilities, investment and insurance products, and foreign currency and derivative products. The Treasury segment manages the funding and liquidity, and the interest rate and foreign exchange positions of the group in addition to proprietary trades. The Insurance segment focuses on long-term life insurance products, including traditional and investment-linked individual life insurance and group life insurance products. BOC Hong Kong (Holdings) was founded on September 12, 2001 and is headquartered in Hong Kong.